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Senior Products
SENIOR MARKETS
As baby boomers start to retire, the senior population is expected to grow immensely. This expected shift in the population offers a vast opportunity for the Senior market. Talus recognizes this opportunity and is taking a proactive approach to meet these changes. Talus offers a variety of plans that give seniors additional options for more complete coverage. These plans include Traditional Medicare Supplements, Medicare Advantage, and Prescription Drug Plans.
MEDICARE SUPPLEMENT PLANS
Medicare Supplement Plans, many times referred to as Medigap plans, are offered through private insurance companies but are standardized by the Centers for Medicare and Medicaid Services (CMS). These plans help “fill in the gaps” of Original Medicare by helping to pay some of the costs associated with Medicare Part A and B such as coinsurance and deductibles.
MEDICARE ADVANTAGE PLANS
Medicare Advantage Plans, or Part C, are also offered and run by private insurance companies. While these plans are approved by CMS they are not standardized so seniors have a variety of options to choose from including PPO, HMO and PFFS plans. They also offer benefits such as wellness programs, vision, dental and hearing exams and drug coverage.
PRESCRIPTION DRUG PLANS
Prescription Drug Plans, or Part D offers prescription drug coverage to everyone with Medicare. There are a variety of plan designs to choose from that may include copayments, coinsurance and/or a deductible.
COMMUNICATION SPECIALISTS
Our specialists have years of experience with Senior Products and will be able to guide you through the entire process, from licensing and appointment to certification, training and sales.
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